PRIVACY POLICY

Effective: September 7th 2025

Who we are and how to reach us
Hano Media, located in Quebec, Canada, operates the Homeowner Tactics website at www.homeownertactics.com and acts as the controller for personal information collected through the site. Contact us at info@homeownertactics.com.

What this policy covers
This policy explains how we collect, use, share, and protect personal information when you visit our site, subscribe to our newsletter, or interact with our content. We consider privacy requirements in Canada and both U.S. and non‑U.S. regimes, including GDPR principles where applicable and U.S. state rules concerning targeted advertising and “sale” or “sharing” of data.

Information we collect
We collect your email address when you subscribe or contact us. We collect usage and device information such as IP address, pages viewed, timestamps, referrers, approximate location, and browser and device details via cookies, pixels, and similar technologies. We collect marketing preference data such as consent choices and engagement with our emails. We do not intentionally collect children’s information and we do not request payment, shipping, or government identification data.

How we collect information
We collect information directly from you when you subscribe, contact us, or update preferences. We collect information automatically through cookies, Meta Pixel, and other analytics or behavior tools. We collect information from our service providers that help us operate the site and deliver emails.

How we use information
We use information to operate, maintain, and improve the site; to send newsletters and updates when you opt in through our double opt‑in process in Systeme; to measure performance, analyze traffic, and improve content relevance; to prevent fraud, secure our systems, and comply with legal obligations; and to run affiliate programs and track referrals where applicable.

Cookies and tracking
We use essential cookies to operate the site, analytics cookies to measure usage and performance, and advertising or retargeting pixels such as Meta Pixel. Where required, we display a cookie banner that requests consent and allows granular choices. You can also control cookies through your browser settings and can opt out of interest‑based advertising using industry tools such as the choices offered at aboutads.info/choices and youronlinechoices.eu, where available.

How we share information
We do not sell personal information for money. We may share information with service providers that deliver email (Systeme), provide analytics and behavior tools including Meta Pixel and similar software, host the site, and provide security and IT services. Some providers may process data outside Canada. We may share limited information such as referral identifiers or aggregated statistics with affiliate or offer partners to measure performance; purchases occur on partner sites under their privacy policies. We may disclose information to comply with law, enforce our terms, protect rights and safety, or in connection with a merger, acquisition, or asset transfer.

Legal bases when GDPR applies
We rely on consent for marketing emails and for certain analytics or advertising cookies; legitimate interests for site security, fraud prevention, and basic analytics; and compliance with legal obligations when required.

International transfers
Your information may be processed in countries other than your own. We take reasonable steps to implement appropriate safeguards consistent with applicable laws when information is transferred internationally.

Data retention
We keep personal information only as long as needed for the purposes described in this policy, including analytics and compliance needs. Email subscription data is retained until you unsubscribe or we no longer need it. Analytics data is retained according to the default or configured settings of our tools.

Security
We use reasonable administrative, technical, and organizational measures to protect information, including HTTPS for data in transit and limited access to production systems. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your choices and rights
You can unsubscribe from marketing emails at any time using the link in our messages or by contacting info@homeownertactics.com. You can manage cookies and tracking through our consent banner and through your browser or device settings. You may request access to, deletion of, or correction of your personal information by emailing us, and we will respond as required by applicable law. Where laws provide an opt‑out from “sale” or “sharing” for targeted advertising, you may contact us or adjust your cookie preferences to disable advertising or retargeting cookies. If we deny a request, you may reply to request a review.

Children’s privacy
We do not knowingly collect personal information from children below the age required in their jurisdiction, such as under 13 in the United States or under 16 in some parts of the European Union. If you believe a child has provided information to us, contact us and we will delete it.

Third‑party websites
Our site links to external websites. Their privacy practices are governed by their own policies, which you should review before providing information.

Changes to this policy
We may update this policy from time to time. When we make material changes, we will post the updated policy on this page with a new effective date.

Contact
Questions or privacy requests can be sent to info@homeownertactics.com.

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