TERMS OF USE
Effective: September 7th 2025
Who we are
Hano Media, based in Quebec, Canada, operates the website at www.homeownertactics.com under the brand Homeowner Tactics. You can reach us at info@homeownertactics.com.
What we do
Homeowner Tactics publishes educational content to help people make their homes safer, more resilient, and more comfortable. We do not sell products or services on the site. Some links on our pages are affiliate links, and we may earn a commission if you click a link and make a purchase on a partner website, at no extra cost to you.
Acceptance of these terms
By accessing or using the site, you agree to these Terms of Use and all applicable laws. If you do not agree, please do not use the site.
Eligibility
The site is intended for individuals who have reached the age of majority in their place of residence. We do not knowingly target or collect information from children.
Informational content only
All information on the site is provided for general informational purposes. Nothing on the site is professional advice, including legal, financial, medical, construction, or safety engineering advice. You should verify information with qualified professionals and follow manufacturer instructions before acting.
Affiliate relationships and external links
Our content may include links to third‑party websites, products, and services. These links are provided for convenience. We are not responsible for third‑party content, availability, pricing, warranties, policies, or practices. Your interactions with third parties occur solely between you and those parties and are governed by their terms and privacy policies.
Intellectual property
Unless otherwise noted, all text, graphics, logos, images, and other content on the site are owned by Hano Media or our licensors and are protected by copyright and other laws. We grant you a limited, non‑exclusive, non‑transferable license to access and use the site for personal, non‑commercial purposes. You may not reproduce, distribute, modify, reverse engineer, scrape, or create derivative works from the site or its content without our prior written permission. You must not remove copyright or attribution notices.
User submissions
If you send us feedback or suggestions, you grant Hano Media a perpetual, worldwide, royalty‑free license to use and share that feedback for any purpose without obligation to you.
Acceptable use
You agree not to break the law, infringe the rights of others, attempt to gain unauthorized access to the site or related systems, interfere with site operation, upload malware, send excessive automated requests, scrape content, or misrepresent your identity or affiliation.
No warranties
The site and all content are provided “as is” and “as available.” To the fullest extent permitted by law, Hano Media disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not guarantee accuracy, completeness, timeliness, or uninterrupted availability.
Limitation of liability
To the fullest extent permitted by law, Hano Media and its directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the site or reliance on its content, even if advised of the possibility of such damages. Where liability cannot be excluded under applicable law, it will be limited to the maximum extent allowed.
Indemnification
You agree to indemnify and hold harmless Hano Media from and against claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of the site, your violation of these terms, or your infringement of any rights.
Changes to the site and these terms
We may update the site and these terms at any time. When we make material changes, we will update the effective date above. Your continued use of the site after changes means you accept the updated terms.
Governing law and dispute resolution
These terms are governed by the laws of Quebec, Canada, without regard to conflict‑of‑law rules. Subject to the arbitration clause below, courts located in Quebec have exclusive jurisdiction. Any dispute arising from or relating to these terms or the site will be resolved by binding individual arbitration seated in Quebec, Canada, under the rules of a recognized arbitration body. You and Hano Media waive the right to participate in a class or representative action. You may seek relief in small‑claims court if eligible.
Severability and waiver
If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce any provision is not a waiver of our rights.
Contact
Questions about these terms can be sent to info@homeownertactics.com.
